Issue 26: Beach Business Breakfast Newsletter October 2018

September 30, 2018 bbb news

BBB Newsletter. Welcome to October!

Welcome to the October edition of the Beach Business Breakfast newsletter, connecting the region’s businesses for our mutual benefit and success. 

This is your newsletter, so please read, share and support! 

If you would like to showcase your business in the newsletter, please see below for opportunities to get involved.

Understanding your customer key to success

The more you and your employees truly understand your customers, the more successful your business will be. This article from the Harvard Business Review shows how digging down to understand what motivates your customers will reap rewards.

Beware of invoice scammers

Small businesses are being targeted by cyber crooks via the production of fake invoices. Read this cautionary tale about a Perth car dealership that’s lost out to the tune of $65k. It pays to be ultra vigilant. 

Perth car dealership loses $65,000 to invoice scam despite best security practices

Business Profile: Funda Finance


Funda Finance is a national non-bank lender based here in Newcastle, and their mission is to help small business owners grow their businesses by providing tailor-made finance solutions, specially designed for SMEs. 

Small businesses can need funding for many reasons, from fueling expansion plans or purchasing equipment or stock, to assisting with cash flow or covering tax bills. 

And as Funda focuses on solutions-based lending, it is able to help those who may not currently meet standard bank loan criteria. Funda offers unsecured business loans between $5000 and $250,000 with fair and fast terms. Loan applications are assessed within 12 business hours, and there is no penalty for early repayment.

Funda client, Ben Donaldson, Founder of Magnetic Shoes Co, is one of those businesses that has been able to grow thanks to Funda. 

After experiencing frustrating delays from a bank, with 60% of the new product on pre-order from Australia’s leading building supplier Stratco, he was able to get funding through Funda to manufacture the product. 

Ben accessed $80,000 through Funda within 12 hours and was able to turn the loan into $260,000 in revenue. 

Funda Co-Founder and CEO, Nathan Wright, believes that “every small business owner blazes their own trail. they’re unique. So we don’t just assess their loan application against standard criteria, but take into consideration their specific situation.”

To get in touch with Funda visit, or alternatively call Wade Crawford on 0488 999 018.

A chance to enjoy a VIP Supercars experience!

Funda is currently running a Newcastle 500 V8 Supercars competition, giving all small business owners the opportunity to win a V8s corporate experience. Head to and leave your details to enter. 


Business Profile: Home Loans Newcastle

FREE $$$$

Some lenders are currently giving away FREE $ if you refinance.

We have access to most of these lenders – so you can sit back and relax while we do the work (and get paid by the bank).

You (or your friends, family or clients) will get a better interest rate, save $ on repayments, and benefit from the lenders’ FREE $ for refinancing.


If your clients have a mortgage and are paying 4% or more, we can often help them get a better deal, save them $, and on settlement give them $ to spend with you! So message me or see me at the Beach Business Breakfast to discuss what we can do together.


We’d rather give you $ to help us grow our business than give it to Facebook or Google. If you refer family, friends or clients we’ll give you a $250 gift card when their loan settles – to keep or to share with them.


  • We do all the work (no hard sell)
  • We get paid by the bank if we organise a loan for you or your family, friends or clients
  • We can meet at the beach or come to you
  • We are available 6am-9pm 7 days a week – before work, after work, on weekends.

For more information, contact David Hoar on 0403 925 799, email or visit


Business spotlight: Advanced Finance Solutions

Am I the key to your next SMSF property purchase?

A few of the main lenders in this space have recently pulled out of the market but we still have lenders with



✔ Purchase of residential investment property or commercial property through super

✔ Refinance of existing SMSF loans (dollar for dollar only)

• Up to 30-year terms • Variable or fixed rates available • Interest-only available

Advanced Finance Solutions • Ph. 02 49190478 • Australian Credit Licence – 364514

*Terms and condition, fees and charges and lending criteria do apply.


If you would like to feature in the Beach Business Breakfast newsletter, you and your business can be profiled for $100+GST, or you can have a mini business spotlight, your latest offer or event can be listed for $50+GST.

Contact to reserve your spot.

Next Beach Business Breakfast

Our next Beach Business Breakfast will be held on Thursday 18 October

Breakfast and informal networking take place from 7.30am. The bacon and egg sandwich alone makes it worth attending! 

Register here and we’ll see you there!


With thanks

Thank you to the people who give their skills, knowledge and time to help make this newsletter happen.

Content by Martin Wanless from Please contact Martin at or call 0431 165319 if you would like to talk about how he can help your business connect with customers through content

Newsletter and website by Jeremy Dawes from Please contact Jeremy at or call 0411 056 876 to discuss how he can help your online presence.

Beach Business Breakfast by David Hoar from Home Loans Newcastle. Email: Call 0403 925 799. Please contact David if you, your friends or family have any home loan or refinancing requirements.